Your numbers stay with you.

This policy explains how Loan Blaster handles information for the public website, loan calculators, dashboard, optional premium cloud sync, payment records, saved plans, email reminders, and analytics. You can reach us from the Contact page for privacy questions or deletion requests.

Loan Blaster stores your core loan, payment, and planning inputs in localStorage on your device by default. We do not require account signup to use the free calculator, dashboard, or planning tools.

We do not ask for PAN, bank statements, or direct banking access. Contact and email features are optional and only used when you choose to submit them.

If you clear your browser data, your local loan list, recorded payments, and saved plans may be removed from that browser. If you use the free local-only plan on another device, you start fresh by design.

Premium cloud sync: If you create or sign in to a premium account, Loan Blaster may sync your loan information, recorded EMI entries, recorded part payments, and saved payoff plans to our Supabase database so you can access them across devices. These records are associated with your signed-in account and protected using Supabase row-level security policies.

Premium account records may include your email address, trial start date, trial end date, subscription status, payment provider, payment reference, and timestamps needed to operate account access and sync. We do not store your banking login credentials.

Payments: If you upgrade to a paid plan, payment is handled by our payment provider, currently Razorpay. Razorpay may collect payment information according to its own privacy policy and compliance requirements. Loan Blaster stores only operational payment references such as provider name, payment/order reference, subscription status, and activation timestamps. We do not store card, UPI, net banking, or wallet credentials.

If you request an email workflow (for example, a plan summary, reminder, or contact acknowledgement), we process the email address and message content needed to send that email. This processing uses our configured email delivery provider and infrastructure.

Reminder subscriptions: When you save a loan plan or submit your email in Loan Blaster, your email address and plan details are stored in our Supabase database to enable optional weekly reminder emails (every Monday) to help you stay on track. You can opt in or out of reminders when saving a plan. Unsubscribe links are included in all reminder emails.

Saved plans: When you save a repayment plan, we store the plan title, loan reference, chosen strategy, estimated result, and timestamps locally. For premium users, saved plans may also sync to Supabase so they remain available on other signed-in devices.

Reminder recipients may come from configured reminder sources (such as a secure endpoint or an explicit recipient list) managed by us. The reminder trigger endpoint is protected using an admin secret and is intended for internal operational use.

We may log product engagement events (for example, plan saved, reminder sent, or contact flow events). If a webhook is configured, event metadata can be forwarded to that endpoint for monitoring and operational analytics.

We use Google Analytics (GA4) and Google Tag Manager (GTM) to measure site usage such as page views and high-level feature engagement. Analytics tools may collect technical metadata like pages visited, browser type, device type, approximate location (city/region), and referral source. We track events like loan creation, plan simulations, and plan saves to understand product usage and improve features. No personal loan data or identifiable information is sent to analytics services — only aggregated, anonymized metrics.

You can limit analytics through your browser settings, cookie controls, Google's Analytics Opt-out Browser Add-on, or the privacy controls in your Google account. If scripts are blocked, some analytics tags will not run.

We do not sell personal data. We use data only to provide, secure, and improve Loan Blaster. You may request deletion of account-linked premium sync data, reminder email records, or contact submissions by reaching us from the Contact page. Local browser data can be removed by clearing site data in your browser. If this policy changes, we will update this page with the latest disclosures.

Loan Blaster is an independent planning tool, not a bank, lender, broker, or financial adviser. Calculator results are estimates based on the inputs you provide and should be confirmed with your lender before you make repayment, refinance, or investment decisions.